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Workers’ Compensation Includes People Who Work From Home

Posted on in Workers' Compensation

Workers’ Compensation Includes People Who Work From HomeAll non-essential businesses in Illinois have been closed to the public in order to combat the spread of the coronavirus. Some employees are able to work from home and may continue to do so after the stay-at-home order is lifted. Even before this public health crisis, many jobs were trending towards telecommuting in order for businesses to save money on office space. Because you are rarely in an employer-owned office, you may be surprised to learn that it is possible to receive workers’ compensation benefits if you are injured while working from home.

When Do Home Injuries Qualify?

Workers’ compensation claims are not limited to incidents that occur while you are on your employer’s property. The workers’ compensation insurance covers any injuries that happen while you are doing work on behalf of your employer. For instance, you are working if you are visiting someone on a sales call or driving a truck to deliver goods. The same applies when you are working from home. If you trip and fall while working at home, you can file a claim to cover your medical expenses and provide you with disability benefits if your injury prevents you from working. It does not matter that your employer does not control the safety conditions of your home.

Proving Your Claim

When you are injured on company property or in a public place, you have the advantage of witnesses who can confirm that you were injured and when it occurred. You likely do not have a witness if you are injured while working at home, which may give your employer and its workers’ compensation insurer a reason to scrutinize your claim. To support your claim, you should:

  • Immediately tell your supervisor about your injury via email, in order to create a record of your communication
  • Explain to your supervisor exactly when the injury occurred and what you were doing at the time
  • Seek immediate medical attention to determine the extent of your injuries

When you work from home, it is more difficult to distinguish between work and personal activities. You can create a distinction by working during the same hours each day and staying within a defined workspace.

Contact a Crystal Lake, Illinois, Workers’ Compensation Lawyer

Injuries can easily occur in a home office, whether you trip on a computer cord or hurt your back trying to lift a heavy package. A McHenry County workers’ compensation lawyer at Botto Gilbert Lancaster, PC, will explain how to file a claim for your home-based injury. To schedule a free consultation, call 815-338-3838.

Source:

https://www.shrm.org/resourcesandtools/tools-and-samples/hr-qa/pages/wcandtelecommuting.aspx

Illinois State Bar Association State Bar of Wisconsin Crystal Lake Chamber of Commerce Illinois Trial Lawyers Association McHenry County Bar Association
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